Today marks a major milestone for Rail.
We’ve entered into an agreement for Ripple to acquire Rail in a deal valued at $200 million. It’s a big day for our team — and validation for the years of work we’ve put into building critical infrastructure for B2B stablecoin payments. We’re very excited about what’s ahead with Ripple.
When we founded Rail (fka ‘Layer2 Financial’), Tarun and I knew that the most important thing was to build our platform, our product, and our company around what we wanted to accomplish: instant international payments for every business, everywhere. We maintained that focus while we scaled, and made it the primary deciding factor for next steps.
When we started Rail, we saw an opportunity that hadn’t yet been addressed — to build a platform that helped businesses move money with speed, transparency, and trust, using stablecoin technology and fiat support together.
Since then, our platform has grown fast. We’ve processed billions in global volume, expanded our banking relationships and compliance infrastructure, and earned the trust of clients who rely on us every day to power cross-border flows. Rail now powers over 10% of all global B2B stablecoin payment volume — and we’re just getting started.
But what we’ve always known is that the infrastructure we’re building needs to match the needs of the institutions using it. That means more than just moving money fast. It means compliance. It means stability. And it means integration into the financial system, not separation from it.
Ripple understands that better than anyone.
They’ve spent the last decade building digital asset infrastructure designed to work with traditional finance. Today, Ripple is a one-stop shop for financial institutions and enterprises, providing simple, secure, compliant tools to store, trade, and move value. That shared emphasis on regulatory excellence and enterprise utility is why this partnership makes sense.
Beyond commercials, beyond technical alignment, our team cultures are rooted in a shared mission. We are as excited about our shared values as we are about what we will build together.
Together, we’ll offer unmatched reach and unrivaled capabilities:
This deal positions us as the leading provider of cross-border stablecoin payment infrastructure — and gives Rail the ability to scale with more speed and certainty. We’ll do that together.
We’re entering the next chapter with full momentum. The infrastructure we’ve built, the team we’ve assembled, and the clients building incredible payment systems on Rail; all of it is just the beginning. Together with Ripple, we’ll meet rising demand for stablecoin-based payments head-on, unlock new use cases, and help businesses around the world operate more efficiently.
To everyone who’s been part of this journey — our team, our clients, our partners, and our early believers — thank you. Your trust and effort got us to this point. You should be proud of what we’ve built together.
With gratitude, and excitement for what’s ahead.
Rail and Ripple are teaming up to deliver the most comprehensive stablecoin payments solution available in market.
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